DigiPay – Online Payment & Wallet Full App Template Ionic 7 Capacitor

The online payment and wallet app is a secure and convenient financial tool that empowers users to effortlessly manage their money and make transactions on the go. With a user-friendly interface, it allows seamless integration of various payment methods like credit/debit cards, bank accounts, and digital wallets.

Features

• Ionic 7 Capacitor and Angular
• 30+ screens
• Tested on both Android + iOS
• Fully Responsive Mobile App
• Full App Template
• Clean & Optimized Code
• User Registration
• Account Dashboard
• Add/Link Payment Methods
• Send Money
• Request Money
• Mobile Recharge and Bill Payment
• Virtual Card or Virtual Account
• Split Bills
• Loyalty Program and Rewards
• Wallet Top-Up
• Transaction History and Reports
• Biometric Login and Transaction Authorization
• QR Code Scanner
• Wallet-to-Bank Transfers

1. User Registration and Authentication:

   • User sign-up and login with email, phone number, or social media accounts.
   • Two-factor authentication (2FA) for enhanced security.

2. Account Dashboard:

   • A user-friendly dashboard displaying account balance, transaction history, and other relevant information.

3. Add/Link Payment Methods:

   • Ability to add and link various payment methods, such as credit/debit cards, bank accounts, and digital wallets.

4. Send Money:

   • Option to send money to other app users or external contacts.
   • Send money using email, phone number, or QR codes for easy transfers.

5. Request Money:

   • Request funds from other app users or external contacts.

6. Peer-to-Peer (P2P) Payments:

   • Facilitate seamless money transfers between users using the app’s wallet balance.

7. Mobile Recharge and Bill Payment:

   • Allow users to recharge mobile phone credits and pay utility bills directly through the app.

8. In-App Purchases:

   • Support for making purchases within partner apps or online merchants.

9. Virtual Card or Virtual Account:

   • Provision of virtual cards or accounts for online shopping and enhanced security.

10. Split Bills:

    • Feature to split expenses between multiple users, especially useful for group outings or shared expenses.

11. Loyalty Program and Rewards:

    • Offer cashback, discounts, or loyalty rewards for using the app frequently.

12. Security Measures:

    • Strong data encryption to protect user data and financial transactions.
    • Biometric authentication (fingerprint/face recognition) for added security.

13. Instant Notifications:

    • Real-time transaction notifications to keep users informed about their account activities.

14. Multiple Currencies:

    • Support for handling multiple currencies for international transactions.

15. Wallet Top-Up:

    • Option to top up the wallet balance using various payment methods.

16. Personal Finance Management:

    • Budget tracking and spending analysis to help users manage their finances.

17. Transaction History and Reports:

    • Detailed transaction history and downloadable reports for personal record-keeping.

18. Customer Support:

    • In-app customer support for addressing user queries and issues.

19. Integration with Payment Gateways:

    • Collaboration with third-party payment gateways to facilitate seamless transactions.

20. Biometric Login and Transaction Authorization:

    • Allow users to use biometric authentication for login and confirming transactions.

21. QR Code Scanner:

    • Built-in QR code scanner to simplify payment and request processes.

22. Wallet-to-Bank Transfers:

    • Enable users to transfer money from their wallet to linked bank accounts.

23. Foreign Exchange Services:

    • Provide currency conversion services for international transactions.

24. NFC (Near Field Communication) Payments:

    • Support for contactless payments using NFC-enabled devices.

25. App Integration:

    • Seamless integration with other financial apps, budgeting tools, or banking services.